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110 CDL Schools Just Got Shut Down for Fraud. Is One of Your Drivers a Graduate?

110 CDL Schools Just Got Shut Down for Fraud. Is One of Your Drivers a Graduate?

by Cameron Pechia | Sep 10, 2026 | Compliance & DOT

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 9/10/2026 Key takeaway: On August 31, 2026, the federal government shut down 110 CDL schools and proposed removing 160 more in the largest CDL fraud crackdown in FMCSA history, tied to over...
How Deductibles Actually Work on a Trucking Policy

How Deductibles Actually Work on a Trucking Policy

by Cameron Pechia | Sep 9, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 9/09/2026 Key takeaway: How do deductibles work on trucking insurance? A deductible is the amount you pay out of pocket before your insurance company pays the rest of a covered claim, but...
What Gap Insurance for a Semi Truck Actually Covers (And Where It Stops)

What Gap Insurance for a Semi Truck Actually Covers (And Where It Stops)

by Cameron Pechia | Aug 28, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 8/28/2026 Key takeaway: Gap insurance for semi trucks pays the difference between what your truck is worth at the time of a total loss and what you still owe on the loan or lease. Standard...
How Much Umbrella Insurance Does a Trucking Company Actually Need?

How Much Umbrella Insurance Does a Trucking Company Actually Need?

by Cameron Pechia | Aug 26, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 8/26/2026 Key takeaway: How much umbrella insurance does a trucking company need? Most for-hire fleets should carry enough umbrella coverage to reach $2 million to $5 million in combined...
Occupational Accident Insurance vs. Workers’ Comp: What a Leased Owner-Operator Actually Has

Occupational Accident Insurance vs. Workers’ Comp: What a Leased Owner-Operator Actually Has

by Cameron Pechia | Aug 21, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186 Last reviewed: 8/21/2026 Key takeaway: Occupational accident insurance vs. workers’ comp comes down to one fact: workers’ comp covers W-2 employees, and occupational accident covers everyone...
General Liability vs. Auto Liability: What’s the Difference for a Trucking Company?

General Liability vs. Auto Liability: What’s the Difference for a Trucking Company?

by Cameron Pechia | Aug 19, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186 Last reviewed: 8/19/2026 Key takeaway: Auto liability and general liability are not the same policy, and they don’t overlap. Auto liability covers accidents caused by your truck. General liability...
What Motor Truck Cargo Insurance Actually Covers (And the Exclusions Nobody Reads Until It’s Too Late)

What Motor Truck Cargo Insurance Actually Covers (And the Exclusions Nobody Reads Until It’s Too Late)

by Cameron Pechia | Aug 14, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186 Last reviewed: 8/14/2026 Key takeaway: Motor truck cargo insurance covers freight while it’s on your truck, protecting against damage, theft, and loss during transit, loading, and unloading. But...
Stated Value, Actual Cash Value, or Agreed Value: Which One Actually Pays When Your Truck Is Totaled?

Stated Value, Actual Cash Value, or Agreed Value: Which One Actually Pays When Your Truck Is Totaled?

by Cameron Pechia | Aug 12, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186 Last reviewed: 8/12/2026 Key takeaway: Stated value vs actual cash value trucking insurance comes down to one question: what does your insurer actually owe you after a total loss? ACV pays what your truck...
Independent Contractor vs. Company Driver: The Insurance Differences That Actually Matter

Independent Contractor vs. Company Driver: The Insurance Differences That Actually Matter

by Cameron Pechia | Aug 7, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 8/07/2026 Key takeaway: Independent contractor vs. company driver insurance differences determine which policies a driver must carry, who pays when something goes wrong, and whether a fleet...
What Happens to Your Insurance When You Add an Out-of-State Driver

What Happens to Your Insurance When You Add an Out-of-State Driver

by Cameron Pechia | Aug 5, 2026 | Compliance & DOT

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 8/05/2026 Key takeaway: Adding an out-of-state driver to your trucking insurance requires more than a phone call to your broker. Your commercial auto policy may or may not automatically...
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