How MVR Violations Affect Your Trucking Insurance (And What Actually Gets a Driver Declined)

by Cameron Pechia | Oct 16, 2026 | Compliance & DOT

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 10/16/2026 Key takeaway: MVR violations affect trucking insurance by feeding directly into how an underwriter rates, surcharges, or declines your policy, separate from whatever FMCSA’s...

What Happens to Your Trucking Insurance When You Add a Young or Inexperienced Driver

by Cameron Pechia | Oct 14, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 10/14/2026 Key takeaway: Young driver trucking insurance costs more, and sometimes isn’t available at all, once a driver is under 23 or has less than two years of CDL experience. Most...

Why Dry Van, Flatbed, Reefer, and Tanker Trucks Don’t Pay the Same Insurance Rate

by Cameron Pechia | Oct 9, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 10/9/2026 Key takeaway: Equipment type affects trucking insurance rates because it changes cargo value, claim severity, federal liability minimums, and how many insurance carriers are even...

Can You Insure a Driver With a DUI? What It Actually Takes to Keep Him on Your Policy

by Cameron Pechia | Oct 7, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 10/07/2026 Key takeaway: Hiring a driver with a DUI trucking insurance situation on your hands doesn’t automatically mean the driver is uninsurable. Standard insurance carriers usually...

Logging Truck Insurance: Why Standard Trucking Policies Leave Log Haulers Exposed

by Cameron Pechia | Oct 2, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 10/02/2026 Key takeaway: Logging truck insurance is a set of commercial trucking coverages, primary auto liability, physical damage, motor truck cargo, general liability, and workers’...

Livestock Hauler Insurance: What Actually Covers a Dead or Injured Animal (And What Doesn’t)

by Cameron Pechia | Sep 30, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 9/30/2026 Key takeaway: Livestock hauler insurance is a package of coverage built around the risk of transporting live animals: motor truck cargo insurance with a livestock mortality and...

UIIA Insurance Requirements: Why $750,000 Won’t Get You Through the Gate

by Cameron Pechia | Sep 25, 2026 | Compliance & DOT

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 9/25/2026 Key takeaway: UIIA insurance requirements are the minimum coverage standards the Intermodal Association of North America sets for any trucking company that wants to interchange...

Your Box Truck Doesn’t Need a CDL. It Still Needs Real Commercial Insurance.

by Cameron Pechia | Sep 23, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 9/23/2026 Key takeaway: Box truck insurance requirements don’t disappear just because your truck sits under the 26,001-pound CDL threshold. The moment a box truck or straight truck...

On-Hook Towing Coverage: What It Actually Covers (And Where Wreckers Get Burned)

by Cameron Pechia | Sep 18, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 9/18/2026 Key takeaway: On-hook towing coverage pays for damage to a vehicle while it’s physically attached to or loaded on your tow truck, including collision, fire, theft, and...

Dump Truck Insurance Requirements Depend on How You Haul, Not What You Drive

by Cameron Pechia | Sep 16, 2026 | Coverage Explained

Reviewed by Cameron Pechia, Founder, WA Insurance License 71186Last reviewed: 9/16/2026 Key takeaway: Commercial dump truck insurance requirements aren’t fixed by the truck itself. They’re set by how the truck operates: for-hire or private carriage,...